Welcome to PaisaGraph

Tell us who you're investing as

We'll tailor your navigation and experience accordingly.

Free for Everyone

Smart tools for your
first ₹500 to your first ₹500 Cr

Whether you're investing your first salary or managing a large portfolio — these calculators give you the same clarity our advisors use. No account needed. Always free.

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Just Starting Out
Starter
₹500 – ₹5K / month
  • SIP calculator
  • Risk quiz
  • Free learning guides
  • Direct mutual fund access
Building a Habit
Builder
₹5K – ₹50K / month
  • All Starter tools
  • Tax planner
  • Goal-based portfolio
  • Email advisor Q&A
Growing Seriously
Achiever
₹50K – ₹5L / month
  • All Builder tools
  • Retirement planner
  • Dedicated advisor
  • Quarterly review calls
Managing Wealth
Wealth
₹5L+ / month or ₹1Cr+ corpus
  • All Achiever tools
  • Private Equity access
  • Tax structuring
  • Estate & succession
Configure Investment
₹5,000
₹500₹3L
₹5,00,000
₹10K₹1Cr
12%
4%24%
15 yrs
1 yr40 yrs
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Projected Outcome
Year 0 Year 15
Total Corpus
₹1.62Cr
projected value
Total Invested
₹90L
your capital
Wealth Gain
₹72L
market returns
Effective Return Multiple 1.8×
Inflation-Adjusted Corpus (6%) ₹67.3L
Monthly Passive Income (4% SWR) ₹54,000
Capital Gains Calculator

Estimate your tax liability

Pick your asset type, enter buy and sell price — we'll do the rest.

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Tax Breakdown
Estimated Tax Outgo
₹4,37,500
LTCG @ 12.5% (after ₹1.25L exemption)
Total Capital Gain ₹35,00,000
Exemption Applicable ₹1,25,000
Taxable Gain ₹33,75,000
Applicable Tax Rate 12.5% LTCG
Net Realisation (Post-Tax) ₹30,62,500
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Staggering exits across financial years can reduce your LTCG liability by utilising the ₹1.25L annual exemption each year.

Risk Profiler
01 / 05

How would you react if your portfolio dropped 20% in a single month?

Think about your gut reaction, not the rational answer.

Your Risk Profile
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Your profile
Growth Investor

You have a balanced approach — willing to accept moderate volatility for above-average returns. Equity allocation of 65–75% suits your temperament.

ConservativeAggressive
70%
Equity
20%
Debt
10%
Alternates
Why this matters

Research shows 90% of portfolio performance is driven by asset allocation. Knowing your risk bandwidth prevents panic selling during corrections.

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Want a deeper review?

Schedule a 45-min call with a PaisaGraph advisor to build a bespoke risk policy for your portfolio.

Book Discovery Call
Industry Benchmark
Conservative 20–40% Equity
Balanced 50–65% Equity
Growth 70–80% Equity
Aggressive 85–100% Equity
Retirement Planner

Secure your legacy

Calculate the corpus you need to retire on your terms.

35 yrs
20 yrs60 yrs
60 yrs
40 yrs75 yrs
₹1,50,000
₹10K₹10L
25 yrs
10 yrs40 yrs
domain Explore Private Equity for Legacy
Legacy Plan
Required Retirement Corpus
₹12.45 Cr
at retirement, inflation-adjusted at 6% p.a.
Expense at Retirement
₹7,21,000/mo
Years to Save
25 yrs
Monthly SIP Required (12% CAGR) ₹1,14,000
Lump Sum Today Equivalent (12% CAGR) ₹99.4L
Post-Retirement Draw (4% SWR) ₹4.15L/mo
info

Assumes 6% inflation, 12% pre-retirement growth and 7% portfolio return post-retirement. PaisaGraph advisors help optimise this across equity, debt, and alternative assets.

Start Today — Any Amount

Your first ₹500 SIP is the most important one.

Whether you're saving for your first goal or planning a legacy — we'll meet you exactly where you are.